WHY OWNERS NEED ADJUSTERS

Public Adjusters work for YOU, the property owner, not the insurance company. The highly stressful period following a loss is a difficult time for individuals and businesses. A Public Adjuster can take control of the claims process and arrange for time consuming inventories and estimates. You are able to concentrate your attention on your family or your clients.

An insurance policy contains hundreds of forms and endorsements that include or exclude coverage, and reduce or increase your limits. Assessing the true value of your loss requires a thorough understanding of complex issues, such as policy evaluations, Replacement Cost Valuations, Depreciation Schedules, Actual Cash Valuations, Sworn Statement Proofs of Loss, and other items most property owners are not familiar with. Most policyholders are not aware that the burden of proof is theirs. Public Adjusters know the business of insurance, and are familiar with all procedures and formats the insurance companies use. They can work quickly and speak the insurance company’s language. This not only avoids misunderstandings, it expedites presentations, adjustments, settlements, and ultimately payments.

A good property adjuster believes that details are the key to maximizing insurance recoveries. From forensic analysis of the policy to detailed building estimates and contents inventories, good adjusters like The Major Group pride themselves on finding additional coverage in the policy and listing the small things that most people (and insurance company adjusters) overlook or do not spend the time to list.